Private Lenders

Navigate the regulatory landscape with confidence

Private lending in Canada has never been more complex. CAPL keeps you ahead of it.

New AML requirements, shifting provincial regulations, and an evolving compliance landscape mean the rules you operated under last year may not be the rules you operate under today.

CAPL keeps you ahead of it. We monitor the regulatory environment so you don’t have to, translating complex policy changes into practical guidance you can act on. Whether you’re setting up your lending operation or managing an established portfolio, we give you the tools, training, and expert access to do it with confidence.

Start with our free AML compliance checklist, join a webinar, or become a member for full access to our regulatory library and expert team.

Free resource

Download your Private Mortgage Lender Disclosure Guide

A practical, plain language guide to the new FINTRAC requirements. Downloaded by over 200 professionals across Canada.

Download

Our services

Legal and compliance services specifically tailored for Private Lenders.

Webinars

Sign up for an upcoming CAPL webinar or browse the library of past presentations by industry experts.

Insights

Browse the latest news pertinent to private lending industry

Become a member

Join community that exist to support Private Lenders.

how we help

Services for Private Lenders

Litigation support

Expert Reports for Litigation or Regulatory Hearing Purposes

Expert guidance and reports for litigation and regulatory hearing purposes. We can guide litigators on compliance, conduct and competence issues arising from disputes.

Compliance

Compliance Policy Development

CAPL can support mortgage and lending sector entities by developing tailored compliance policies, including anti-money laundering, know your client, suitability, privacy, cybersecurity and comprehensive general compliance policies.

Review

Compliance Reviews

CAPL Compliance reviews your firm’s compliance framework and provides our guidance and recommendations, with a focus on achieving operational efficiencies wherever possible.

Ongoing support

Ongoing Compliance Support

Achieve peace of mind in the ever-evolving regulatory environment. We assist with developing and implementing tailored compliance policy improvements and risk mitigations. 

training

Regulatory Training

We provide up-to-date private narrated training for your employees that can delivered remotely. Training modules are tailored to your firm’s business model and policies.

Administration

Mortgage Administration

Outsourced full-service mortgage administration for private lenders and MICs/MIEs. Focus on your core business while we handle the complexities of loan servicing.

EDUCATION

Upcoming Webinars

Our monthly webinars, led by highly respected professionals in the private lending field, offer valuable educational opportunities for those looking to expand their knowledge and stay ahead in the industry.

EDUCATION

Curated for Private Lenders

The following past webinars were curated specifically for Private Lenders. 

Become a Member to gain free access to all past webinars.

Title Fraud: Trends, Troubles, and Testaments to a Strong Mitigation Plan

Title fraud continues to evolve in scale, sophistication, and impact, posing growing risks to property owners, lenders, and the real estate ecosystem. This webinar explores current title fraud trends, common vulnerabilities being exploited, and real-world examples that demonstrate both the consequences of inaction and the power of strong mitigation strategies.

Turning Red Flags into Resolution: Preventing Delays in Private Lending Transactions

In private mortgage lending, even the smallest oversight can cause costly delays — or derail a deal altogether. Join Navina and Mahsa for an in-depth session designed for private lenders, brokers, and industry professionals in British Columbia.

FCT’s Title Insurance Condo Coverage and IDV Solution

Jeff Brown from FCT who provides an in-depth look at FCT’s title insurance solutions for Condo Coverage. Gain valuable insights through real-world examples showcasing how title insurance mitigates risks and protects stakeholders in condo transactions.

join capl

Become a Member

CAPL Membership pays for itself

From free news access to full regulatory expert support, there’s a level for every professional in the industry.

free resource

Private Mortgage Lender Disclosure Guide

A practical, plain language guide to the new FINTRAC requirements. Downloaded by over 200 professionals across Canada.

Download Guide