FSRA’s 2026 Principal Broker Conference: Draft Suitability Form in Focus
FSRA’s Principal Broker Conference takes place on November 23, 2026, with a session on a draft Product Suitability Assessment Form developed through a sector-led initiative involving members of its Technical Advisory Committee for Mortgage Brokering. The key question is whether the form will help brokerages document why a mortgage recommendation suits the client, rather than […]
Budget 2026: What the Proposed Mortgage and Housing Measures Could Mean for Canadians
Buying a home is one of the biggest financial decisions Canadians make. But finding the right mortgage, and understanding its true cost, can be difficult. At the same time, high construction costs, financing barriers and lengthy approvals continue to constrain housing supply. The Budget 2026 measures aim to address both sides of that challenge: making […]
Budget 2026 Proposes CRA Income Verification Service to Help Combat Mortgage Fraud
The federal government’s Budget 2026 proposal would give the Canada Revenue Agency (CRA) authority to enter into agreements with mortgage lenders and mortgage insurers to provide an income verification service. According to the proposal, the government would provide $13 million over three years, beginning in 2027–28, to develop and pilot the service. Following that initial […]