Canada’s Stablecoin Consultation: What Mortgage Lenders Should Focus On
Canada’s proposed Stablecoin Regulations, published for consultation on October 24, 2026, would introduce reserve, custody and redemption requirements relevant to lenders assessing stablecoin-funded down payments and payment channels. The consultation targets implementation in fall 2027. The principal lending issue is the gap between a borrower’s stablecoin balance and the net Canadian-dollar funds available when required. […]